Infertility Costs

Wow...just wow. I have so much to think about. Apparently my RE doesn't have payment plans for Infertility. That totally sucks but I understand. Quite a few people were on payment plans then just stopped paying after they decided to give up their TTC journey. I would do anything to try and have a baby including pay outrageous amounts of money.

I called today and spoke the lady that handles payment and billing and she gave me a breakdown of all the costs that would be associated with getting an IUI. I wanted to know because I will be saving money for when we eventually need to go down that avenue. So far its up to 1440.00 excluding any bloodwork. Bloodwork is probably going to be the most expensive part of all this. I have to say 1440.00 for an IUI isn't too shabby. I was expecting much worse. Don't get me wrong. It blows that I can't pay it out over time, but I was expecting everything to total like 3k. I have no idea where this imaginary number came from. Here are the prices:

Consultation-280.00
Follicle Study-185.00
Semen Analysis-115.00
Sperm Watch-115.00
IUI-225.00
Surgical Tray (used in IUI)-70.00

The total cost of IUI is 525.00
If it falls on a weekend-625.00
If it falls on a holdiay-675.00

I think I will be talking to Nathan about starting a baby fund. That money can be used for any fertility treatments that we might be needing. Everyone says not to do anything drastic until after a year. I am worried because it has been 6 months of timed baby dancing. This cycle is #7. I am a little over halfway there. In about 5 more months, I should be able to save the amount of money we would need. I keep telling myself the odds of getting pregnant are 20 percent each cycle. It makes me feel better only temporarily then I get really down and start wondering if something is wrong with me.

I get this anxiety about there being something wrong with me and wanting to start an infertility work up as soon as possible. I am so paranoid that I am wasting time not addressing a problem. I am starting to get really stressed. Sex around the right time seems like a chore. Any other time we have sex, it's fine. The stress of TTC ruins it for me. Nathan feels the same way. For now, I will be trying to find a way to save this amount of money up so that if and when we do go down that road, it will be less stressful (is there such a thing?).